Identity Theft – Do Not Be The Next Victim!

The first feeling is one of shock. Then you simply don’t know what to do. When your wallet or credit cards are stolen, it can be the start of a horrible nightmare. But it doesn’t necessarily have to be that way. There are five simple steps you can take to protect yourself, your finances, and your credit report.

When you go to your WIC appointment, you will be required to have certain items with you. If you do not have these items, it will be a wasted trip. You must have proof of address, proof of income, shot records for your children, social security card s for each participant, and a driver’s license or state issued ID. Your proof of address can be your deed to your home, rental agreement, or a utility bill. Be sure that you have complete shot records for each child that you will be getting WIC for. Make sure that you not only have your social security card replacement, but also each child’s social security card. Finally, make sure you have your current driver’s license or state issued ID.

You should always get travel insurance, even if your trip is only for a short time period. This will help to cover any hospital treatments in case you get hurt or ill, as well as any medical help. There are many trips where people can get sick and have to wait until they get home to see their doctor, but if you have insurance, you can start to feel better right away.

Small photo albums of your family are definitely an item to carry in your purse. Showing off pictures of my children and my beautiful grandchildren social security card replacement are necessary.

Your identity is already out there all over cyber space, and there isn’t a thing you can do to change that. You will want to take these easy steps to protect yourself and your loved ones.

Keep credit cards that you don’t use often at home. Unless you are headed out to make a purchase with that emergency credit card, there’s no need to take it with you. Instead, leave it behind in a safe place. That way it will still be available in case of the emergency of you having your wallet lost or stolen.

Not a month goes by in my practice that I don’t hear clients utter the same phrase-sometimes in more colorful language-at least ten times: “I never should have rented to this guy. I never should have rented to this guy.” In the case mentioned above, after the tenant fell behind and my client started looking into his background, he learned from a previous landlord that the tenant had a prior eviction. At the time of our trial, the tenant was also under indictment for mortgage fraud and had a prior criminal conviction for possession of counterfeit government bonds.

I was back to walking home after closing the theater. The owners would usually not stay after the concession stand closed and unless I knew someone that was at the movie I would be stuck with walking the 5 miles home in the dark. I don’t know how many times I walked off the road and almost fell into the ditch on those nights when there was no moon.

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